Finally find out if you're overpaying — without inviting a dozen strangers to blow up your phone. Drop in your policy, get a plain-English breakdown in seconds, and click straight to the carriers. No middlemen. No spam. No one selling your number.
Compare My CoverageSubmit one form → your info gets sold to 10+ agents → days of calls, texts, and emails from people you never asked to hear from.
We link you straight to GEICO, Progressive, State Farm, and more. You quote directly with them. We never touch your personal info.
Just want to browse rates? Skip straight to carriers →
Find out in under a minute what you're actually paying for — and whether it's worth it. No jargon, no guesswork.
Snap a photo, grab a screenshot, or upload the PDF — our AI reads it all
We extract your coverage details instantly. Nothing is stored or shared.
Our AI is extracting your coverage details
Building your full breakdown…
Three steps. Zero spam.
Snap a photo of your declarations page, drag in a PDF, or answer a few quick questions. AI reads it in seconds.
We translate your coverage into plain English and flag what's risky, what's overkill, and what's quietly costing you too much.
Click straight to GEICO, Progressive, State Farm, and more. Your info goes to them — not to us, not to a lead marketplace.
Click any carrier to get a quote directly on their site. No middlemen, no spam.
🔒 Every link goes directly to the carrier's website. We never collect, store, or sell your information.
Why I built this.
I was paying $394 a month. I used AI to actually understand what I was paying for — and realized I was underinsured in a couple of areas. I switched carriers, bumped my limits, and ended up with better coverage for $300 a month. That's $94 back in my pocket every month, with an actually improved policy. I built QuoteDirect so you don't have to be an AI nerd to get the same result.
From people who actually used it.
I was honestly dreading doing this because every time I've tried to shop car insurance I end up with calls for weeks. QuoteDirect was totally different — I uploaded my policy, the AI explained everything in plain English, and I went straight to the carrier. No spam, no calls. Exactly what it promised.
I've been on the same policy for four years just because I didn't want to deal with the hassle. Uploaded my declaration page in about 30 seconds and the AI flagged that I was carrying collision on a 2010 truck worth maybe $5K. Dropped it, saved $60/month. Simple as that.